Lighthouse Title uses Earnnest, the largest digital earnest money service in the U.S., to provide our clients with a fully digital transfer of funds in our real estate transactions.

Earnnest’s innovative technology platform is a safe and convenient way for buyers to send their Earnest Money Deposits (EMDs) to Lighthouse Title directly from the buyers’ financial institution through Earnnest’s proprietary system. This secure platform uses ACH payments, thereby mitigating the risk of wire fraud and eliminating the use of paper checks.

• Real-time notifications about the status of every transaction
• Automatic receipts for every transaction
• Banking-level security and encryption
• 100% digital earnest money deposits (no more paper checks)
• There will be a $18 fee charged by the service provider (Earnnest) to use the EMD Portal.

We’ve outlined the process below. Please get in touch with your Lighthouse Title representative for any questions you may have and to take advantage of this innovative solution to the complexities and inconvenience of the current EMD process.